Provident Fund (PF) Calculator
India
PF contribution calculator
Enter basic salary, contribution rates, and tenure to estimate monthly and cumulative EPF contributions.
Provident Fund (PF) Calculator
Employee contribution (monthly)
₹3,600
Employer contribution (monthly)
₹3,600
Employee total (over period)
₹43,200
Employer total (over period)
₹43,200
What this calculator does
Computes monthly and cumulative contributions to the Employees' Provident Fund (EPF) based on standard employer and employee contribution percentages.
Limitations & disclaimer
This calculator is for estimates only. Interest credit, tax implications, and withdrawal conditions are outside scope. Consult EPF documentation or a financial advisor.
FAQs
What contribution rate is used?
The default is 12% employee and 12% employer, the standard EPF rate. You can adjust these in the calculator.
Does this include interest?
No. This shows contributions only. Interest credited by the EPF authority is not modelled.
Is there a salary cap?
The statutory PF ceiling is applied to basic salary. Check the latest EPFO notifications for the current cap.
Can I use this for VPF?
You can increase the employee percentage to model voluntary PF contributions, though caps may differ.