Canada Paycheck Calculator

Canada

Hourly & salary take-home pay calculator

Estimate your Canadian take-home pay after federal tax, provincial tax, CPP, and EI. Works for hourly and salaried workers — pick your province below for a page pre-set to its rate.

Paycheck calculator

Your pay

Choose a province to include provincial tax.

Gross used: $58,240 per year. Includes federal tax, provincial tax, CPP, and EI.

Annual take-home pay

$48,982

After federal, provincial, CPP & EI

Per paycheck (biweekly)

$1,883.94

26 pay periods

Monthly take-home

$4,081.86

Weekly take-home

$941.97

Take-home per hour

$23.55

After all deductions

Deductions breakdown

Gross pay

$58,240

Federal income tax

$5,051

Provincial tax

$0

CPP (pension)

$3,257

EI (employment insurance)

$949

Total deductions$9,258

Assumptions

Uses the 2026 federal brackets and the 2026 provincial brackets, with the federal and provincial basic personal amounts, the Canada employment amount, and credits for your CPP and EI premiums — the same method as CRA’s payroll formulas. CPP is 5.95% up to $74,600 plus 4% to $85,000; EI is 1.63% up to $68,900. Other credits you may claim are not included. Check your paystub for exact figures.

Want the detail? Read our guide on how much tax you pay in Canada (take-home by province).

Paycheck calculator by province

Each province page is pre-set to that province’s income tax rate:

Why the same salary nets different pay by province

Federal income tax, CPP, and EI are the same everywhere in Canada, but provincial income tax is not — each province sets its own brackets and rates. That is the entire reason the same $75,000 salary produces different take-home pay in Ontario, Alberta, and Quebec, and why each province gets its own page here. On a $70,000 salary the spread runs from about $55,400 of take-home in Nunavut to about $50,500 in Nova Scotia. Quebec runs its own parallel system: it collects provincial tax separately, uses QPP and QPIP alongside a reduced EI rate, and gets a 16.5% federal abatement in return — all of which the calculator applies when you choose Quebec.

CPP and EI stop partway through the year

Both CPP and EI have annual maximums. Once you have contributed the yearly cap, those deductions stop for the rest of the calendar year — so higher earners often see their take-home pay rise in the later months, then drop again each January when the contributions reset. If your paycheque suddenly looks bigger in the autumn, this is usually why, not a payroll error.

Limitations & disclaimer

Estimates use the 2026 federal and provincial brackets, the federal and provincial basic personal amounts, the Canada employment amount, and credits for CPP/QPP and EI premiums, following the method in CRA’s payroll deduction formulas. They assume an employee claiming only the basic personal amounts, and exclude other credits and provincial low-income reductions. Use your paystub or the CRA payroll calculator for exact figures.

FAQs

How does this Canadian paycheck calculator work?

Enter your hourly wage or annual salary and your province. It subtracts federal income tax, provincial income tax, CPP (Canada Pension Plan), and EI (Employment Insurance) to estimate your take-home pay per year, month, biweekly paycheck, and week.

Can I calculate an hourly paycheck?

Yes. Switch to Hourly mode, enter your wage, hours per week, and paid weeks, and see your take-home per hour after all deductions, plus weekly and biweekly figures.

What are CPP and EI?

CPP (5.95%) funds the Canada Pension Plan and EI (1.63% in 2026) funds Employment Insurance. Both are mandatory payroll deductions on every Canadian paycheck, each with an annual maximum.