Ontario Paycheck Calculator
Canada
Ontario hourly & salary take-home pay
Estimate your Ontario take-home pay after federal tax, provincial tax, CPP, and EI. Works for hourly and salaried workers, from Toronto to the rest of Ontario.
Paycheck calculator
Your pay
Gross used: $58,240 per year. Includes federal tax, provincial tax, CPP, and EI.
Annual take-home pay
$39,908
After federal, provincial, CPP & EI
Per paycheck (biweekly)
$1,534.93
26 pay periods
Monthly take-home
$3,325.67
Weekly take-home
$767.46
Take-home per hour
$19.19
After all deductions
Deductions breakdown
Gross pay
$58,240
Federal income tax
$8,867
Ontario tax
$5,242
CPP (pension)
$3,257
EI (employment insurance)
$967
Assumptions
An estimate using 2024 federal brackets, the provincial rate you enter, and CPP (5.95%) and EI (1.66%) with their annual maximums. It excludes tax credits, the basic personal amount, and Quebec’s separate QPP/QPIP. Check your paystub for exact figures.
Take-home pay in Ontario
Your gross pay is reduced by four things on every Canadian paycheck: federal income tax, Ontario provincial income tax, CPP (Canada Pension Plan), and EI (Employment Insurance). This Ontario paycheck calculator estimates all four and shows what actually lands in your account per year, per month, per biweekly paycheck, and per week — whether you live in Toronto or elsewhere in Ontario.
Hourly or salary — both work
Use Hourly mode to enter your wage, weekly hours, and paid weeks and see your Ontario hourly take-home pay, including what you keep per hour after tax, CPP, and EI. Use Salary mode for an annual figure. Add an RRSP contribution to see how it lowers your taxable income.
Limitations & disclaimer
An estimate using 2024 federal brackets, a single Ontario provincial rate, and CPP/EI with their maximums. It excludes tax credits, the basic personal amount, and Quebec’s separate QPP/QPIP. Use your paystub or the CRA payroll calculator for exact figures.
FAQs
How do I calculate my take-home pay in Ontario?
Enter your hourly wage or annual salary. The calculator subtracts federal income tax, Ontario provincial tax (about 9% in this estimate), CPP, and EI to show your take-home pay per year, month, biweekly paycheck, and week.
What are CPP and EI on my Ontario paycheck?
CPP (Canada Pension Plan, 5.95%) and EI (Employment Insurance, 1.66%) are mandatory payroll deductions on every Canadian paycheck, each with an annual maximum. They come out on top of federal and provincial income tax.
Is this an hourly or salary calculator?
Both. Switch between Hourly and Salary at the top. Hourly mode takes your wage, hours per week, and paid weeks, and also shows your take-home per hour after all deductions.