Currency Converter (Static)
Convert with static rates
Converted amount
125
Base × rate
Alternate conversion
800,000
Base × inverse rate
Utilities
Currency converter (static rates)
Convert amounts with editable placeholder rates. No live feeds; clearly shows the limitation so you can adjust rates yourself.
What this calculator does
This static currency converter helps you model currency conversions using editable exchange rates. It does not fetch live FX quotes; instead it provides a privacy-first, on-page way to test conversions, factor in expected bank markups, and compare amounts across currencies before you act.
Who should use this calculator
Use this tool if you need a quick conversion for planning, budgeting, or invoicing and prefer to avoid live API calls. Small business owners preparing invoices, travellers estimating spending, or developers crafting mockups can all benefit from editable static rates to approximate real-world conversions.
How this calculator works
Enter the source amount and choose currencies. The calculator multiplies the amount by the provided exchange rate to derive the converted total. You may manually adjust the rate to include expected bank or card markups, and enter additional fees to estimate the net amount you will receive or pay. All calculations occur locally in the browser and no external calls are made.
How to interpret your result
The converted value is an estimate based on the rate you supplied. If you enter a market mid-rate, remember that banks and money services often apply markups and fees—reduce the effective rate or add fees to reflect those costs. Treat the result as a planning figure rather than a settlement amount.
Example
Converting ₹10,000 to USD at an entered rate of 0.0125 returns $125. If you expect a 2% bank markup, lower the rate to 0.01225 or add a 2% fee to see the adjusted net you would receive or pay. Use these controls to model realistic scenarios before transacting.
Limitations & disclaimer
This tool uses static, user-entered rates and is not a live quote. It does not reflect intraday spreads, commissions, or regulatory charges. For exact settlement amounts, obtain a live quote from your bank, FX broker, or payments provider. Not financial advice.
Convert with static rates
Converted amount
125
Base × rate
Alternate conversion
800,000
Base × inverse rate
FAQs
Are these live FX rates?
No. They are static placeholder rates. Always confirm with your bank, broker, or a live FX feed before transacting.
Can I change the rates?
Yes. Edit the rate fields directly to model the conversion you need.
Do you store my entries?
No. Everything runs on-page with no network calls.
Are fees included?
No. Add your bank or card markup on top of the static rate you enter.